Welcome to Spending Notes, where we do a weekly deep dive into how our readers spend their cash. Today: a physical therapist who makes $80,000 a year Occupation: physical therapist Age: 27 Location: Greensboro, NC Salary: $80,000 (approx. $2,400 per pay period) Day One I work as a physical therapist at a clinic in Greensboro, NC. My spouse, F., and I just purchased our home a few months ago and were looking for window cleaning services. Our neighbor M. referred us to Greensboro Read more [...]

Construction projects are notoriously dangerous. Whether you’re involved with building a new house or renovating an existing structure, there is always the chance for injury. Naturally, this is the last thing you want. Whether it’s you or someone else working on the project, you should always hope for the best but prepare for the worst. Fortunately, physical injury is something that can be avoided in most cases — as long as you take the necessary precautions. So, in today’s guide, we will Read more [...]

Do-It-Yourself office design is fine if you have a small, one or two-person office. In some industries, you can design the layout of your office based on personal preferences and the current floor plan. In many industries, however, the complexities of multiple-use areas, needs of clients, and rapid flow of people in and out of the space may require a professional design team. Professional designers who focus on creating dedicated office space for specific business models are familiar with your business's Read more [...]

When you need to find a contractor to work on a project for your home, you need to make sure that you are putting the work in to find someone professional and responsible. There are far too many cowboys out there who are trying to find someone they can make a quick quid from. Here are some of the things you should look for when trying to track down the right contractor to help you out. Availability One of the first major flags you might see when trying to find the right contractor is their Read more [...]

When you see a wasp, what’s your instant reaction? Do you panic, try to hit it with something, or let it be? Wasps are among some of the most unpleasing insects there are, and having them around is often discomforting. They are aggressive, fiercely territorial and often live in clusters. And for those who have had an unpleasant and painful experience of being stung by a wasp, would want to keep them away. So, in case you come across a wasps or hornet’s nest in your vicinity, here are some Read more [...]

In your home, guests are probably welcome but there are some guests that you won’t want to let through the doors. Sometimes, wild animals can find their way into your garden and going through your bins, but they can, unfortunately, get into your home as well. This can be a nightmare to deal with and it may give you a fright when you least expect it. We are going to discuss some top tips on how you can get rid of pests so, keep reading to find out more. Common Household Pests When you think Read more [...]

The unfortunate truth is that most homeowners are too busy to deal with many of the responsibilities at home. When you are working hard to put food on the table, it is understandable to be negligent of specific aspects of a house, especially when you have a busy schedule. Unfortunately, things eventually spiral into a much bigger problem if you keep postponing home cleaning and maintenance for a rainy day. Such a thing could result in a variety of issues, with one of the most challenging being Read more [...]

The primary question that you might ask yourself is, “who are we dealing with here?” If what you see is a stinger and it flies, people typically label it like a bee. However, it is important to understand the distinction to get a better understanding of the different types. The good guys amongst all stinging pests are the honeybees because they are beneficial for all crops, plants, flowers, and in general. You get honey from them, and they are responsible for germination too. So, these are Read more [...]

Your roof is not the only element of the house that protects your home from the outside elements; your ceiling is the second line of defence. However, like anything else, this also can have problems in the long run. There are various issues that you may encounter with your ceiling after some time, including but not limited to peeling paint, sagging, cracks and stains – data researched at bespokebeams.co.uk. Knowing what causes these problems can help you determine the best course of action to take Read more [...]

Bookkeepers make money when players lose their bets. The amount of money that they earn can differ significantly based on the number of players that they have and how much they bet. Still, considering the fact that sports betting and online casino are a highly lucrative business, they earn quite nicely. Sports Betting Sector The amount of money that a bookie makes is largely dependent on several factors. The first is how much players they got. The second is how much money do the players bet Read more [...]